Always remember that these are the results of our research based on the methodology that I have outlined above and in other articles previously published. This research is provided as an educational tool and should not be construed as investment advice; rather, it is the result of our research.  Please note, investments involve risk and unless otherwise stated, are not guaranteed. Past performance cannot be used as an indicator to determine future results. Strategies mentioned may not be suitable for everyone. We do not know your personal financial situation, so the information contained in this communiqué represents the opinions of Peter George Psaras, and should not be construed as personalized investment advice. Information expressed does not take into account your specific situation or objectives, and is not intended as a recommendation appropriate for you. Before acting on any information mentioned, it is recommended that you seek advice from a qualified tax or investment adviser to determine whether it is suitable for your specific situation.