It is always good to read a guide to the perplexed about buying foreign shares. In general, American Depositary Receipts or ADRs exist to make it easier for individual investors (not necessarily Americans) to buy foreign stocks.

It was a tough week for investors outside the US mainly because of currency factors. A combination of low Euro-land interest rates, fear of Scottish secession, and political uncertainty aborad led to a boost in the US dollar which made all non-dollar investments sag.

Abengoa reported flat revenues and net income for H1 vs 2013 H1, with sales at euros 3.4 bn and net income of euros 69 mn, up all of 2%.

Food for thought for investors. A young MBA student of my acquaintance summer-interning at Morgan Stanley has written about the “Seven Horsemen of the Apocalypse”. Being Jewish, she got the number of horsemen in the Book of Revelations wrong. Officially there are only four horsemen.

I have been advised by a marketing consultant to talk more about insights from my foreign travels. In London this summer there is a steady drumbeat of propaganda against female genetic cutting and the marriage of underage girls among the immigrant community, which of course I support.

Isolated dividend growth backtested to 1999 shows 150% growth, McHeffey explained. This compares to a 119% in dividends, and a 50% rise in the stock prices of the index. You probably will not have to construct this portfolio by yourself as there will be an ETF soon, I believe.