Investors should be prepared with tools to combat rising interest rates and other adverse effects in their portfolio as the Fed makes changes to fiscal policy.

Here in 2014, the inevitable nature of change inspired my wife and I to list our primary home. As a home seller this time around, however, the decision to sell has had little to do with a looming real estate bubble.

GLD remains in a Symmetrical Triangle, which gold bugs hope is not a typical Sym-Tri AKA continuation pattern.

Nobody can tell you when a 10% stock market pullback is imminent. That has not stopped many from issuing erroneous prognostications over the last 31 months. By the same token, no individual can predict when a correction will morph into a 20% bearish sell-off.