The SPDR Select Consumer Discretionary (XLY):S&P 500 price ratio has bounced off its lows, yet continues to remind investors to rethink their allocation.

Bonds must be unbelievably dull. When the Dow broke 17,000 and when the S&P came withing a stone’s throw of 2,000 – media messengers enthusiastically reported the peachy particulars.

A leading non-partisan tax policy researcher, The Tax Foundation, estimates that your first 111 days belong to the U.S. government. When the estimate includes the effect of federal borrowing, the date moves to May 6.