What if you’re a recent Stanford college grad with a computer sci degree and need to borrow money? (crickets). What if you’re an investor and would like to be able to loan to these (future) high performers? (Upstart…).

Dave Girouard, co-founder and CEO of Upstart, joins us on the Tradestreaming Podcast today to talk about how his firm is enabling lending to — and investing in — young, high potential people who haven’t had enough time to build out a long credit history.