The Consumer Discretionary sector ranks fourth out of the ten sectors as detailed in my Sector Rankings for ETFs and Mutual Funds report.

Dana Telsey, Telsey Group CEO, says investors need to be selective when choosing retail stocks, and reveals those companies that are likely to ring up the most sales. Also Telsey has the update on JC Penney's turnaround story

Most folks experience anxiety about carrying any kind of debt load. Many of us do not even distinguish between the different types of debt that we owe.